About Step Finance
Get matched to the best loan deal in minutes
Who we are
Experience is everything. We believe that providing an exceptional customer service experience is the cornerstone of running a business. Why?
When the mindset of the business is to ensure that every customer is treated with respect and integrity backed up with hard work and knowledge – the customer will be happy and the business will succeed.
When it comes to finance, there are hundreds of services and options in Australia – we have grown our business based on 6 key principals.
Speed
Rather than doing things ‘quickly’ it is about being responsive. We aim to be responsive in both the time we take to deliver our services and to our customers changing and individual needs
Accurate
Speed is great, but accuracy is just as important. Giving you the right information delivered in the right way at the right time is at the core of what we believe in for our customers
Friendly
Seems simple but our clients are treated with respect no matter their circumstances. We adapt to each client’s needs in the most human way we can. You aren’t a robot and neither are we.
Efficient
We adapt what we do based on the changing needs of society and our clients. We balance the needs to the client and the business and keep our costs low in order to pass on more savings to our clients.
Empowerment
We believe that teaching you and explaining the ‘why’ we are doing what we do empowers you. In every interaction, we want to pass something positive on to our clients.
Transparent
Being open and honest in every situation is key to building long-term relationships. We will always act with integrity and aim to put you first in every situation. If you win, we share in that.
The Step Family
Corby
Corby is a highly experienced Finance Broker with both vehicle, Asset, Insurance and Mortgage background
Amanda
Amanda comes with 8 years experience as a Broker in the Finance and Insurance Industry with a keen eye for detail
Michael
Michael is the Director of Step Finance with over 10 years of experience in Finance, Insurance and Novated Leasing
We are GREAT at what we do
Turnaround times
Lenders to choose from
Different loan products
Satisfied customers
Get matched to the right loan in minutes. Be pre-approved within a few hours. Drive away in less than a day!
This won’t affect your credit score
Easy Steps
Step 1: Match
Our human experts (not a computer) match you to the best lenders based on your circumstances. You choose your preferred lender knowing the rates and fees.
Step 2: Assess
Our humans complete an assessment which checks against the lenders policy without affecting your credit score.
Step 3: Drive
Once approved and your loan documents are complete, you get to drive away.
One lender? No. 20+ to choose from
We do the hard work for you to ensure that the loan you are choosing fits with your circumstances. It is never a one size fits all. We know the 1000’s of lender policies back to front and understand how to match you to the right loan.
Faq.
Got questions? We have the answers
How do I apply for a loan through Step Finance?
Getting started is easy. Just complete our online assessment and we will provide you options within a few hours! You can also call us and have one of our expert car finance specialists complete the assessment over the phone. Once approved, the funds can be available on the same day!
Can I buy a second-hand car?
Yes. Whether a private or dealer sale you can secure a loan for a second hand car. There are some rules that apply such as age and kilometres.
How much can I borrow?
There are a lot of factors that apply to the borrowing limit for an individual. How much you earn, your assets, credit score, your current expenses are just a few. We will tell you quickly your borrowing limit
Does this affect my credit score?
We do a lot of work in the background prior to submitting to any lenders to ensure we protect your credit score. We don’t apply unless we are confident you will be approved.
What repayment options are available?
Most of our lenders will let you choose your repayment options. You can choose a 3, 5 or even a 7 year term. Lenders also let you pay weekly, fortnightly and monthly.