by Step Finance | Aug 28, 2022 | Bank Statements, Credit Rules, Finance
It’s a fact of life now with most loans requiring bank statements to assess an applicant. Credit worthiness is about proving to a lender that you are a low risk to paying back the loan. In 2021, around 2.7 million people had a car loan. The average spend was...
by Step Finance | Aug 25, 2022 | Credit Rules, Finance
If you’re preparing for a new vehicle purchase that you are going to finance, it’s a good time now to review your ‘match fitness’ for finance. Things have changed dramatically over the past few years when it comes to finance. Here are my top...
by Step Finance | Jul 18, 2022 | Finance
Imagine you have decided on a car, you’ve done your research online, watched countless videos on Youtube and now have your heart set. You go to the dealership and get things moving only to be forced in front of the Finance and Insurance salesperson (also known as the...
by Step Finance | Jul 18, 2022 | Finance
There are some things in life that can feel pretty terrible and one of those things is being declined for finance. Worse still is not really understanding why. You may think, I have a good stable job, I am pretty good with bills and paying back loans… why?...
by Step Finance | Jun 24, 2022 | Credit Scores
The better your credit score, the better the choice of lenders, terms and conditions you’ll have.Lenders in Australia use your Credit Score as one of the measures to make a decision whether to loan you money, how much interest you will pay, and the conditions of the...
